Sunday, July 22, 2007

A Guide To Discover Card Services

Credit card companies are changing. There are so many of them out there that they need to do things that set them apart from the tons of other credit card services available. In addition to being a major credit card company, Discover card services also offers a great scholarship program to high school juniors. Their support of education is one more thing to like about the Discover card.

This scholarship focuses on more than just academic success. Any high school junior that has at least a 2.75 grade point average can compete for this scholarship. Discover card is rewarding students for being more well rounded instead of just having excellent grades. There are lots of well-deserving high school students that do many other things besides attend school. Discover card services awards nine $2,500 scholarships in each state, and nine national scholarships in the amount of $25,000. The students who win the nine state scholarships in each state are eligible go on to compete for the larger $25,000 scholarships. The scholarships can be used at any college, university or post-high school training institution, which makes it a very good scholarship for any high school student because it accommodates a variety of possibilities for higher education. It takes into consideration the diverse needs and plans of today’s high school students.

The students need to provide information in several areas of their lives. The areas that are focused upon include special talents that the student has, leadership roles they have held, the types of community service they have done, and obstacles in their lives that they have successfully overcome. They must have reference letters, as well.

Each student is also asked to outline their future career goals and how they plan to accomplish these goals, and how their past achievements will help them in the future.

When the students do arrive at college, they can then apply for a Discover student card. This card is geared toward students that have limited incomes and fewer resources. This card has no annual fee, has a competitive APR, and of course, gives cash back for purchases. Discover card services has online account management, and a student center full of information that teaches students about building credit for the future, using credit wisely, protecting themselves from credit card fraud and identity theft.

Discover card recognizes that college students need to learn how to become financially responsible while they are young so that they don’t graduate from college with a lot of credit card debt, just as they are getting their first job.

The card also saves students money at many online retailers that sell books, music, movies and travel deals, al of which are things that every college student can use.

Bob Hett offers great tips and advice regarding all aspects of credit cards. Get the information you are seeking now by visiting http://www.creditcardsreview.info